Indian Overseas Bank Share analysis
Excluding Excise Duty and Other Income, represents Net Revenue
Indian Overseas Bank revenue growth forecast
Expected growth rate Q1, FY2023:0
Forecast
Actual
Including amortisation and stock based compensations
Indian Overseas Bank EPS growth forecast
EPS estimate Q1, FY2023:
Forecast
Actual
Source: S&P Global Market Intelligence
Performance
Day's Low
Day's High
₹57.05₹59.652 Week's Low
52 Week's High
₹36.65₹83.75
| Returns % | |
| 1 Month Return | -4.89 % |
| 3 Month Return | -11.02 % |
| 1 Year Return | + 34.28 % |
| Market Stats | |
| Previous Close | ₹58.88 |
| Open | ₹59.35 |
| Volume | 50.71L |
| Upper Circuit | - |
| Lower Circuit | - |
| Market Cap | ₹1,11,297.40Cr |
Key Statistics
| P/E Ratio | 39.78 |
| PEG Ratio | 128.33 |
| Market Cap | ₹1,11,297.40 Cr |
| P/B Ratio | 4.5 |
| EPS | 1.41 |
| Dividend Yield | 0 |
| Sector | Banks |
| ROE | 6.75 |
Peer Comparison
Company | Analyst View | Market Cap | 5 Year CAGR | Debt to Asset Ratio | Net Profit | Yearly Revenue |
|---|---|---|---|---|---|---|
| NA | ₹1,11,297.40 Cr | 101.4% | NA | ₹2,665 Cr | ₹29,730 Cr | |
| NA | ₹96,524.31 Cr | 46.01% | NA | ₹5,788 Cr | ₹30,421 Cr | |
| NA | ₹58,153.78 Cr | 46.63% | NA | ₹1,671 Cr | ₹25,119 Cr | |
| NA | ₹51,460.61 Cr | 41.91% | NA | ₹2,667 Cr | ₹35,662 Cr | |
| NA | ₹41,822.59 Cr | 79.68% | NA | ₹4,071 Cr | ₹23,509 Cr |
Mutual Fund Holdings
Company Information
IOB offers a wide range of banking services such as deposits, loans, credit cards, insurance, mutual funds, foreign exchange, and more. It is a full-service bank with a focus on retail and corporate banking services. Its core lines of business include retail banking, corporate banking, NRI banking, agri-business banking, and SME banking.
The bank's top products include savings accounts, current accounts, fixed deposits, recurring deposits, home loans, personal loans, car loans, gold loans, credit cards, and more. Popular IOB brands include IOB-Udaan, IOB-Wealth, IOB-Ease, IOB-Secure, and IOB-Gyan.
IOB has over 3,400 branches and 4,000 ATMs across India. It also has a presence in 19 countries, including the United States, the United Kingdom, Singapore, Hong Kong, and the United Arab Emirates.
Share Price: ₹57.44 per share as on 19 Sep, 2024 04:01 PM
Market Capitalisation: ₹1,11,297.40Cr as of today
Revenue: ₹7,587.47Cr as on June 2024 (Q2 24)
Net Profit: ₹648.66Cr as on June 2024 (Q2 24)
Listing date: 13 Dec, 2000
| Organisation | Indian Overseas Bank |
| Headquarters | |
| Industry | Banks |
| E-voting on shares | Click here to vote |
Key events for Indian Overseas Bank
Indian Overseas Bank Receives Tax Refund - 19 Sep, 2024
Indian Overseas Bank has received a ₹123.87 crore income tax refund for the assessment year 2021-22. Despite this positive news, shares fell by 2.63% to ₹57.46.
Indian Overseas Bank Stock Surges Over 47% - 18 Sep, 2024
Indian Overseas Bank shares have shown significant growth, trading at Rs 58.5 per share, up from Rs 46 a year ago, marking a 47% increase.
Indian Overseas Bank Wins Rajbhasha Kirti Puraskar Again - 15 Sep, 2024
Indian Overseas Bank has won the Rajbhasha Kirti Pratham Puraskar for the second consecutive year in the Official Language Implementation category for 2023-24, awarded by the Ministry of Home Affairs.
Indian Overseas Bank Reports Strong Q1 Growth - 22 Aug, 2024
Indian Overseas Bank's shares rose 0.71% to Rs. 62.69. The bank reported a Net Interest Margin of 3.06%, with Net Interest Income increasing by 5.09% to Rs. 2,443.44 Crores and profits rising from Rs. 504.03 Crores to Rs. 648.66 Crores in Q1FY25.
Insights on Indian Overseas Bank
Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.
POSITIVE IMPACTBest in 1 Year
In the last 1 year, IOB has outperformed top 5 stocks with highest market-cap in Banks
- POSITIVE IMPACT
MF Holding Up
Mutual Funds have increased holdings from 0.06% to 0.07% in Jun 2024 quarter
- POSITIVE IMPACT
Best in 3 Years
In the last 3 years, IOB has outperformed top 5 stocks with highest market-cap in Banks
NO EFFECTPromoter Holding Unchanged
Promoters holdings remained unchanged at 96.38% of holdings in Jun 2024 quarter
- NO EFFECT
FII Holding Unchanged
Foreign Institutions holdings remained unchanged at 0.05% of holdings in Jun 2024 quarter
NEGATIVE IMPACTRevenue Fall
Revenue is down for the last 2 quarters, 9.11K Cr → 7.58K Cr (in ₹), with an average decrease of 16.7% per quarter
- NEGATIVE IMPACT
Retail Holding Down
Retail Investor have decreased holdings from 2.28% to 2.27% in Jun 2024 quarter
- NEGATIVE IMPACT
Profit Down
Netprofit is down for the last 2 quarters, 810.42 Cr → 648.66 Cr (in ₹), with an average decrease of 20.0% per quarter
- NEGATIVE IMPACT
Price Dip
In the last 3 months, IOB stock has moved down by -11.0%
Company Financials
Index Inclusions
Shareholding Pattern
| Investors | Holdings % | FY Quarter | 3M change |
|---|---|---|---|
| Promoter Holdings | 96.38% | 0.00 | |
| Foreign Institutions | 0.05% | 9.50 | |
| Mutual Funds | 0.07% | 7.59 | |
| Retail Investors | 2.27% | ||
| Others | 1.23% |
Key Indicators
Indian Overseas Bank Valuation
Indian Overseas Bank in the last 5 years
Lowest (17.06x)
June 20, 2022
Industry (15.74x)
September 18, 2024
Today (39.78x)
September 18, 2024
Highest (59.89x)
February 7, 2024
Earnings and Dividends
Indian Overseas Bank Earnings Results
Indian Overseas Bank’s net profit jumped 28.69% since last year same period to ₹648.66Cr in the Q1 2024-2025. On a quarterly growth basis, Indian Overseas Bank has generated -19.96% fall in its net profits since last 3-months.
Read More about Earnings Results
Technicals Summary
Bearish
Neutral
Bullish
Indian Overseas Bank is currently in a Bearish trading position according to technical analysis indicators.
Frequently Asked Questions
- Get a PAN card.
- Open a Demat account.
- Open a Trading account.
- Link your Demat account to your Trading account.
- Fund your Trading account.
- Place an order to buy Indian Overseas Bank shares.
Indian Overseas Bank (IOB) share price today is ₹57.44
Indian Overseas Bank is listed on NSE
Indian Overseas Bank is listed on BSE
- Today’s highest price of Indian Overseas Bank is ₹59.6.
- Today’s lowest price of Indian Overseas Bank is ₹57.05.
PE Ratio of Indian Overseas Bank is 39.78
PE ratio = Indian Overseas Bank Market price per share / Indian Overseas Bank Earnings per share
Today’s traded volume of Indian Overseas Bank(IOB) is 50.71L.
Today’s market capitalisation of Indian Overseas Bank(IOB) is ₹111297.4Cr.
| Indian Overseas Bank(IOB | Price |
|---|---|
52 Week High | ₹83.75 |
52 Week Low | ₹36.65 |
Indian Overseas Bank(IOB) share price is ₹57.44. It is down -31.41% from its 52 Week High price of ₹83.75
Indian Overseas Bank(IOB) share price is ₹57.44. It is up 56.73% from its 52 Week Low price of ₹36.65
| Indian Overseas Bank(IOB | Returns |
|---|---|
1 Day Returns | -1.44% |
1 Month Returns | -4.89% |
3 Month Returns | -11.02% |
1 Year Returns | 34.28% |