Analyst Rating
based on 24 analysts
29.17%
Buy
25.00%
Hold
45.83%
Sell
Based on 24 analysts offering long term price targets for SBI Cards & Payment Services Ltd. An average target of ₹719.71
Source: S&P Global Market Intelligence
SBI Cards & Payment Services Ltd Share analysis
SBI Cards & Payment Services Ltd price forecast by 24 analysts
Downside of
High
₹913
Target
₹719.71
Low
₹590
SBI Cards & Payment Services Ltd target price ₹719.71, a slight downside of -9.18% compared to current price of ₹779.85. According to 24 analysts rating.
Excluding Excise Duty and Other Income, represents Net Revenue
SBI Cards & Payment Services Ltd revenue growth forecast
Expected growth rate Q1, FY2026:0
Forecast
Actual
Including amortisation and stock based compensations
SBI Cards & Payment Services Ltd EPS growth forecast
EPS estimate Q1, FY2026:0
Forecast
Actual
Source: S&P Global Market Intelligence
Performance
Day's Low
Day's High
₹777.9₹795.252 Week's Low
52 Week's High
₹647.95₹841.25
| Returns % | |
| 1 Month Return | + 13.22 % |
| 3 Month Return | + 9.1 % |
| 1 Year Return | -3.35 % |
| Market Stats | |
| Previous Close | ₹792.45 |
| Open | ₹789.95 |
| Volume | 12.11L |
| Upper Circuit | - |
| Lower Circuit | - |
| Market Cap | ₹75,375.96Cr |
Key Statistics
| P/E Ratio | 0 |
| PEG Ratio | 0 |
| Market Cap | ₹75,375.96 Cr |
| P/B Ratio | 5.37 |
| EPS | 0 |
| Dividend Yield | 0 |
| Sector | Finance |
| ROE | 21.98 |
Peer Comparison
Company | Analyst View | Market Cap | 5 Year CAGR | Debt to Asset Ratio | Net Profit | Yearly Revenue |
|---|---|---|---|---|---|---|
| HOLD | ₹75,375.96 Cr | 3.26% | 0.88 | NA | NA | |
| NA | ₹34,788.82 Cr | 154.55% | 0.50 | ₹384 Cr | ₹385 Cr | |
| NA | ₹49,066.57 Cr | 113.21% | 0.91 | ₹2,116 Cr | ₹7,828 Cr | |
| NA | ₹37,072.90 Cr | 71.18% | 0.50 | ₹3,838 Cr | ₹25,829 Cr | |
| BUY | ₹94,456.52 Cr | 13.47% | 0.50 | ₹1,942 Cr | ₹3,159 Cr |
Mutual Fund Holdings
Company Information
SBICPSL's main operations are in credit cards and payments. It offers a range of credit cards, debit cards, prepaid cards, and digital payments solutions. It also provides merchant acquiring services, loyalty programs, and insurance products.
The company's top products include the SBI Card, a co-branded credit card with the State Bank of India; YONO, a digital banking and payments app; and the SBI Rewardz loyalty program. It also offers a range of co-branded credit cards with popular brands such as Amazon, Flipkart, and MakeMyTrip.
Share Price: ₹779.85 per share as on 18 Sep, 2024 04:01 PM
Market Capitalisation: ₹75,375.96Cr as of today
Listing date: 16 Mar, 2020
Chairperson Name: DINESH KUMAR KHARA
| Organisation | SBI Cards & Payment Services Ltd |
| Headquarters | Gurugram |
| Industry | Finance |
| E-voting on shares | Click here to vote |
Key events for SBI Cards & Payment Services Ltd
SBI Cards Board Approves ₹5,000 Crore NCD Issuance - 18 Sep, 2024
SBI Cards and Payment Services Ltd's board approved raising ₹5,000 crore through non-convertible debentures. Despite this, shares fell 1.63% to ₹779.50.
SBI Cards Plans Fundraising Amid Growth Concerns - 13 Sep, 2024
SBI Cards and Payment Services is set to meet on September 18 to discuss raising ₹5,000 crore via non-convertible debentures. However, higher credit costs and increased delinquencies may hinder growth prospects, as credit card receivables growth has slowed significantly.
SBI Cards Reports Strong Q1 and NCD Plans - 12 Sep, 2024
SBI Cards announced a 0.2% YoY increase in net profit for Q1 FY25, alongside plans to raise ₹5,000 crore through non-convertible debentures. Shares rose by 0.74% amid positive market conditions.
SBI Card Faces Competition Amid Rating Upgrade - 10 Sep, 2024
SBI Card shares rose 10% in September, boosted by a Goldman Sachs upgrade. However, competition from personal loans and declining market share pose challenges.
SBI Cards Shows Bullish Signals After Consolidation - 09 Sep, 2024
SBI Cards & Payment Services has consolidated between Rs 680 and Rs 750, forming a bullish triple bottom pattern. Following a breakout above Rs 750, the stock targets Rs 900, with a recommended buy on dips until Rs 770 and a stop-loss at Rs 740.
Goldman Sachs Upgrades SBI Cards to Buy Rating - 06 Sep, 2024
SBI Cards shares surged after Goldman Sachs upgraded the stock to 'Buy' with a target price of ₹913, highlighting improved profitability and anticipated loan growth recovery.
SBI Cards Stock Reclaims 200-DMA After Decline - 05 Sep, 2024
SBI Cards & Payment Services Ltd has reclaimed its 200-day moving average after a 10% drop from its September highs. Experts suggest high-risk traders may consider buying the stock, targeting Rs 820 in the next 1-2 months.
SBI Card Growth Slows with Limited New Additions - 02 Sep, 2024
SBI Cards & Payment Services reported a modest increase of less than 100,000 new cards, bringing its total to 19.3 million, while credit card spends reached Rs 26.87 crore by the end of July.
SBI Cards Chairman Dinesh Khara Resigns - 28 Aug, 2024
Dinesh Khara has resigned as Chairman and Non-executive Director of SBI Cards and Payment Services, effective August 27, after completing his term at SBI.
SBI Cards Allocates Shares Under ESOP - 23 Aug, 2024
SBI Cards & Payment Services has allotted 95,240 equity shares under its Employee Stock Option Plan (ESOP) on August 23, 2024, increasing its paid-up capital.
Insights on SBI Cards & Payment Services Ltd
Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.
POSITIVE IMPACTRetail Holding Up
Retail Investor have increased holdings from 6.10% to 6.12% in Jun 2024 quarter
- POSITIVE IMPACT
FII Holding Up
Foreign Institutions have increased holdings from 8.59% to 8.73% in Jun 2024 quarter
NO EFFECTAgainst Peers
In the last 3 years, Cholamandalam Investment & Finance Company Ltd has given 168.0% return, outperforming this stock by 194.1%
- NO EFFECT
Against Peers
In the last 1 year, Shriram Finance Ltd has given 79.1% return, outperforming this stock by 82.4%
NEGATIVE IMPACTPromoter Holding Down
Promoters have decreased holdings from 68.63% to 68.62% in Jun 2024 quarter
- NEGATIVE IMPACT
MF Holding Down
Mutual Funds have decreased holdings from 9.95% to 9.91% in Jun 2024 quarter
- NEGATIVE IMPACT
Price Dip
In the last 3 years, SBICARD stock has moved down by -26.1%
Company Financials
Index Inclusions
Shareholding Pattern
| Investors | Holdings % | FY Quarter | 3M change |
|---|---|---|---|
| Promoter Holdings | 68.62% | ||
| Foreign Institutions | 8.73% | 1.59 | |
| Mutual Funds | 9.91% | ||
| Retail Investors | 6.12% | 0.42 | |
| Others | 6.62% |
Key Indicators
Earnings and Dividends
SBI Cards & Payment Services Ltd Earnings Results
SBI Cards & Payment Services Ltd’s net profit jumped 0.19% since last year same period to ₹594.45Cr in the Q1 2024-2025. On a quarterly growth basis, SBI Cards & Payment Services Ltd has generated -10.25% fall in its net profits since last 3-months.
Read More about Earnings ResultsSBI Cards & Payment Services Ltd Dividends March,2024
In the quarter ending December 2023, SBI Cards & Payment Services Ltd has declared dividend of ₹2.50 - translating a dividend yield of 0.63%.
Read More about Dividends
Technicals Summary
Bearish
Neutral
Bullish
SBI Cards & Payment Services Ltd is currently in a Bullish trading position according to technical analysis indicators.
Frequently Asked Questions
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SBI Cards & Payment Services Ltd (SBICARD) share price today is ₹779.85
SBI Cards & Payment Services Ltd is listed on NSE
SBI Cards & Payment Services Ltd is listed on BSE
- Today’s highest price of SBI Cards & Payment Services Ltd is ₹795.2.
- Today’s lowest price of SBI Cards & Payment Services Ltd is ₹777.9.
Today’s traded volume of SBI Cards & Payment Services Ltd(SBICARD) is 12.11L.
Today’s market capitalisation of SBI Cards & Payment Services Ltd(SBICARD) is ₹75375.96Cr.
| SBI Cards & Payment Services Ltd(SBICARD | Price |
|---|---|
52 Week High | ₹841.25 |
52 Week Low | ₹647.95 |
SBI Cards & Payment Services Ltd(SBICARD) share price is ₹779.85. It is down -7.30% from its 52 Week High price of ₹841.25
SBI Cards & Payment Services Ltd(SBICARD) share price is ₹779.85. It is up 20.36% from its 52 Week Low price of ₹647.95
| SBI Cards & Payment Services Ltd(SBICARD | Returns |
|---|---|
1 Day Returns | -12.6% |
1 Month Returns | 13.22% |
3 Month Returns | 9.1% |
1 Year Returns | -3.35% |