Union Bank of India

reflects a positive outlook for the share price

reflects a neutral outlook for the share price

reflects a negative outlook for the share price

The analysts information is for reference only and does not\n  represents an investment recommendation.

Analyst recommendation reflect the views of analysts who follow and write research reports.

Company Information is an introduction to the company’s business that details what it sell, how it was founded, what their mission is, how they manufacture or source their products, and why they serve customers.

Union Bank of India reports a 28.8% earnings growth, driven by AI investments and improved profitability. Despite concerns over revenue growth and dividend volatility, analysts predict a 27.4% rise in stock price, indicating strong future potential.

Union Bank of India Shows Strong Growth Potential - 18 Nov, 2024

On November 14, 2024, Union Bank of India closed at ₹113.60, down 34.2% from its 52-week high of ₹172.50 but up 7.7% from its low of ₹105.50. The stock opened at ₹115.66, reached a high of ₹117.64, and dipped to a low of ₹113.25 during the session.

Union Bank of India Stock Performance Overview - 17 Nov, 2024

The Karnataka High Court has rejected Union Bank of India's plea to transfer the investigation of the Karnataka Valmiki scam to the CBI, impacting the bank's efforts to ensure integrity in the banking system.

Karnataka High Court Rejects Union Bank's CBI Probe Plea - 14 Nov, 2024

The Karnataka High Court dismissed Union Bank of India's petition to transfer the Valmiki scam investigation to the CBI, citing legal interpretations.

Karnataka HC Rejects UBI's CBI Transfer Request - 13 Nov, 2024

Union Bank of India reported robust Q2 FY25 results, with revenue up 13.33% YoY to Rs 32,812.12 crore and net profit soaring 33.01% YoY to Rs 4,750.93 crore. The bank's attractive valuations include a P/E ratio of 5.93 and a P/B ratio of 0.95, while its share price has increased 14.26% over the past year despite a slight YTD decline of 0.40%.

Union Bank Reports Strong Q2 FY25 Financials - 12 Nov, 2024

Union Bank of India inaugurated five Nari Shakti branches to support women entrepreneurs. A report indicates CPI inflation may breach 6%, affecting monetary policy.

Union Bank Launches Nari Shakti Branches Amid Inflation Concerns - 10 Nov, 2024

Under A. Manimekhalai's leadership, Union Bank implemented the RACE strategy, achieving record net profits of Rs 13,648 crore in FY24 and significant growth in operating profit. The bank also launched Nari Shakti Loans, empowering women entrepreneurs with over Rs 7,000 crore sanctioned.

Union Bank Achieves Record Profits Under New Strategy - 08 Nov, 2024

Union Bank of India revised its fixed deposit interest rates, now offering up to 7.30%. Additionally, the bank reported a decline in NIM for Q2.

Union Bank Updates FD Rates and Q2 Performance - 03 Nov, 2024

Union Bank of India's executive director, Nitesh Ranjan, suggests closing branches by 6:30 PM and limiting work-related communication after hours to improve work-life balance.

Union Bank Executive Advocates Early Closure for Branches - 01 Nov, 2024

Union Bank of India shares rose 1.98% to Rs 118.23, marking a third consecutive session of gains. Despite a 2.98% drop over the past month, the stock is up 16.37% year-on-year, outperforming the NIFTY and Nifty PSU Bank index. The stock's PE ratio stands at 5.78 based on TTM earnings.

Union Bank of India Sees Positive Movement - 30 Oct, 2024

Union Bank of India claims that Corporate Power submitted falsified project cost statements to obtain loans, leading to a significant financial loss of Rs 4,037 crore, escalating to Rs 11,379 crore with interest.

Union Bank Alleges Major Loan Fraud by Corporate Power - 28 Oct, 2024

Union Bank of India shows strong financial performance with Q2 net income rising to ₹47.51 billion. Despite a volatile dividend history, earnings coverage remains solid with a payout ratio of 18.8%.

Union Bank of India Reports Strong Q2 Earnings - 25 Oct, 2024

Union Bank of India is experiencing robust demand for loans across various sectors, maintaining net interest margins within guidance. Motilal Oswal has a buy call with a target price of Rs 135, citing a mixed quarter but positive outlook on asset quality.

Union Bank Reports Strong Loan Demand and Margins - 24 Oct, 2024

Union Bank of India shows strong performance with a 34% net profit increase, while facing a Rs 54 lakh fine from FIU for PMLA violations. The bank maintains its loan growth guidance despite challenges in advances growth and asset quality improvements.

Union Bank Reports Growth Amid Regulatory Challenges - 23 Oct, 2024

Union Bank of India reported a 34.43% increase in net profit for Q2 FY25, despite challenges in corporate loan growth and a decline in net interest margin. The bank plans to raise up to Rs 10,000 crore in fresh capital to support future growth, while focusing on retail and MSME segments.

Union Bank Reports Profit Growth Amid Challenges - 22 Oct, 2024

Union Bank of India reported a 34% increase in net profit to Rs 4,720 crore for Q2 FY25, driven by robust advances and improved asset quality. Total income rose to Rs 32,036 crore, while net interest income slightly declined. The bank's gross NPAs decreased to 4.36%, reflecting enhanced asset quality.

Union Bank Reports Strong Q2 Earnings Growth - 21 Oct, 2024

Price to Earnings Ratio or Price to Earnings Multiple is the ratio of the share price of a stock to its earnings per share (EPS). It provides an indication of whether a stock at its current market price is expensive or cheap.

The price/earnings-to-growth ratio, or the PEG ratio, is a metric that helps investors value a stock by taking into account a company's market price, its earnings, and its future growth prospects.

Enterprise value (EV) is the total value of a company, defined in terms of its financing. It includes both the current share price (market capitalization) and the cost to pay off debt (net debt, or debt minus cash).

Alpha measures the amount that the investment has returned in comparison to the market index or other broad benchmark that it is compared against.

Beta measures a stock's volatility, the degree to which its price fluctuates in relation to the overall stock market. In other words, it gives a sense of the stock's risk compared to that of the greater market.

Dividend yield measures the quantum of earnings by way of total dividends that investors make by investing in that company.

The debt-to-total-assets ratio shows how much of a business is owned by creditors (people it has borrowed money from) compared with how much of the company's assets are owned by shareholders.

Operating cash flow (OCF) is a measure of the amount of cash generated by a company's normal business operations. Operating cash flow indicates whether a company can generate sufficient positive cash flow to maintain and grow its operations.

This widget shows the information about the stock's peers in consideration along with the different data for those peers so that the user can compare the stock with the other similar stock and invest accordingly.

Promoter holding is the amount of share of the company that is owned by the promoters. The promoters are the company's founders, who hold a majority stake in the company's capital.

A foreign institutional investor (FII) is an investor or investment fund investing in a country outside of the one in which it is registered or headquartered.

A mutual fund is a pool of money managed by a professional Fund Manager. It is a trust that collects money from a number of investors who share a common investment objective and invests the same in equities, bonds, money market instruments, and other securities.

Retail investors execute their trades through traditional or online brokerage firms or other types of investment accounts. Retail investors purchase securities for their own personal accounts and often trade in dramatically smaller amounts as compared to institutional investors.

This widget shows the bifurcation of stocks based on the percentage of stake with the different types of shareholders.

This widget will help value the stock based on the Price to Earning ratio of the stock and compare the valuation with the industry value and other similar stocks. It even shows the timeline of the valuation of the stock and its highest and lowest valuation over time.
A Time Series data is provided which compares the historical stock PE with Industry PE over the period of 5 years.

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

Netprofit is up for the last 3 quarters, 3.32K Cr → 4.75K Cr (in ₹), with an average increase of 16.0% per quarter

This section gives you an insight into how the profit for the company has been for the last few quarters.

Profit Spike

Revenue is up for the last 2 quarters, 31.32K Cr → 32.81K Cr (in ₹), with an average increase of 4.5% per quarter

This section gives you an insight into how the revenue of the company has moved for the last few quarters.

Revenue Rich

In the last 3 years, UNIONBANK has outperformed top 5 stocks with highest market-cap in Banks

This section gives you an insight into why this company has been the best in its industry for the last 3 years.

Best in 3 Years

Retail Investor have increased holdings from 6.50% to 7.12% in Sep 2024 quarter

This section gives you an insight into how the Retail Investors Holding has changed for the stock over last few quarters.

Retail Holding Up

Promoters holdings remained unchanged at 74.76% of holdings in Sep 2024 quarter

This section gives you an insight into how the Promoter Holding has changed for the stock over the last few quarters.

Promoter Holding Unchanged

In the last 1 year, State Bank of India has given 43.0% return, outperforming this stock by 37.1%

This section gives you an insight into how the peers have performed as compared to this company in the last 1 year.

Against Peers

Foreign Institutions have decreased holdings from 7.37% to 6.89% in Sep 2024 quarter

This section gives you an insight into how the FII Holding has changed for the stock over last few quarters.

FII Holding Down

In the last 6 months, UNIONBANK stock has moved down by -18.7%

This section gives you an insight into the price movement of the stock for the last few quarters.

Price Dip

Mutual Funds have decreased holdings from 3.08% to 2.97% in Sep 2024 quarter

This section gives you an insight into how the Mutual Funds Holding has changed for the stock over last few quarters.

MF Holding Down

Nifty Next 50

BSE 200

S&P BSE PSU

S&P BSE Fin. Ser

Nifty PSU Bank

NIFTY 100

S&P BSE 250 LargeMidCap

S&P BSE Enhanced Value

Nifty 500

Nifty LargeMidcap 250

Nifty 200

S&P BSE 100 LargeCap TMC

Nifty100 Eq Weig

S&P BSE Largecap

S&P BSE AllCap

BSE 500

HDFC Mid-Cap Opportunities Fund -Direct Plan - Growth Option

ICICI Prudential Bluechip Fund Direct Plan Growth

Sundaram Mid Cap - Direct Plan - Growth Option

Nippon India Small Cap Fund - Direct Plan - Growth Plan

Nippon India ELSS Tax Saver Fund Direct Plan - Growth Option

Union Bank of India’s net profit jumped 33.01% since last year same period to ₹4,750.93Cr in the Q2 2024-2025. On a quarterly growth basis, Union Bank of India has generated 30.46% jump in its net profits since last 3-months.

Name	Value	Action
MACD level (12,26)	0.37	Bullish
CCI (20)	253.98	Bearish
RSI (14)	66.77	Neutral
Momentum (10)	2.15	Bullish
ADI (14)	24.62	Neutral
Ultimate Oscillator (7,14,28)	52.18	Neutral

Name	Value	Action
SMA (20)	296.8	Bullish
EMA (20)	297	Bullish
VWMA (20)	297.06	Bullish
SMA (50)	296.72	Bullish
EMA (50)	296.98	Bullish
SMA (200)	298.63	Bullish
EMA (200)	298.38	Bullish
KAMA (200)	297.28	Bullish
DEMA (200)	296.64	Bullish

Gokul Agro Resources Ltd (GOKULAGRO)

Summary

Overall

Oscillators

Moving Averages